英語作文與單詞的講解

　　篇一：英語作文

　　These 4 Steps Will Make You a Confident Investor

　　It’s a whole new investing ball game folks.

　　Even just a few years ago, your odds of being able to start investing with as little as $100 were as good as a pig not rolling in mud after a storm.

　　Sure, people have been writing about investing with $100 for years.

　　But the knowledge needed to pull it off properly was crazy. And the emotional and practical obstacles to getting started were scary.

　　Not anymore.

　　If you’ve always wanted to hit the start (or restart) button on investing, here’s how you can do it with $100.

　　Is This You?

　　Let’s be honest.

　　Most folks believe the investing myths that abound everywhere you turn. I’m talking myths like:

　　1. Getting started with investing isn’t necessary if you eventually make enough money

　　2. Investing with small amounts has no benefits

　　3. You need thousands of dollars (or more) before the investment company gatekeepers will let you in

　　4. People who don’t know a stock from a bond or how “The Market” works should stay away

　　5. You should pay off all your debt – regardless of the terms and interest rate – before investing

　　6. The best returns for a solopreneur or small business owner are always reinvesting in your business

　　There could actually be some truth to these myths in certain scenarios. I should know since I worked in the investment industry for a decade. But people who these myths apply to probably don’t look and act like you and me.

　　Every day, a new barrier to investing with small amounts is being invisibly broken down. So, if you’re determined to have your purchasing power grow faster than taxes and inflation constantly devour it, you should be investing now.

　　Know the Breakdown

　　Many people get stuck with investing because they feel they need to know the perfect investment before starting.

　　Here’s a secret everyone should know:

　　There is no such thing as a “perfect” investment. There are only suitable or appropriate investments, some of which you might already know about.

　　You could get tips from Warren Buffett all day long or even incredible education in less than two pages, but the fundamental process can be the same for everyone.

　　Here’s the breakdown to get you moving, educated, and joining a new generation of confident investors.

　　1. Answer Some Initial Considerations

　　You don’t need to know every investing definition, process, and principle before starting.

　　But you do need to know your investing goals up front. Beyond ensuring your purchasing power is keeping up with the hidden bite of taxes and inflation, do you need money to pay for higher education, retirement, a future wedding, a new car, or that vacation you richly deserve? Answering this question will determine the account structure you need to pursue these big goals.

　　You should also consider how much to invest initially and periodically, especially if you have debt or are self-employed. Do this based on more than just financial analysis though. The health, emotional, and mental angles are essential too.

　　2. Choose an Investment Account Type

　　You could open a limited partnership, futures, or foreign currency account (among others). However, the newly empowered investor probably will find them too complex, too expensive, and too risky.

　　Instead, base your selection on the answer to this core question:

　　Do you want to invest with a focus on retirement, higher education, or something else?

　　If retirement, pick among retirement options like an Individual Retirement Account (U.S.), Tax-Free Savings Account (Canada), or Individual Savings Account (U.K.). If higher education, choose among options like a 529 College Savings Plan (U.S.), Registered Education Savings Plan (Canada), or Junior Individual Savings Account (U.K.). If retirement or higher education doesn’t suit your needs, the plain vanilla account is a great option.

　　3. Select an Appropriate Investment

　　Remember there are no perfect investments for you, only suitable or appropriate ones. And among all the investment types under the sun, picking one between stocks, fixed-income (i.e. bonds), mutual funds or Exchange Traded Funds, Real Estate Investment Trusts (REIT), and commodities will generally be appropriate for most people.

　　Just make sure you first understand core investing principles like risk tolerance, diversification, liquidity, rate of return, and keeping costs low before making a choice.

　　Filters and screening tools can be your best friend here, so use them liberally.

　　4. Picking an Investment Company

　　It starts getting easier now because your choices of account structure and investment type aren’t offered by all investment companies.

　　Separate from each investment company’s online functionality, support methods, and pricing model, the core decision point will be how little money the company requires to open an account and invest in specific securities.

　　Consider signing up for automated periodic investments to further decrease the minimum balance amounts required if otherwise too high. Just about every country has investment companies with no minimum balance amounts for certain investments or minimum amounts as low as $100.

　　Tools at The Motley Fool, FindTheBest, Financial Highway (Canada), and Money.co.uk (U.K.) can be really helpful.

　　Boom! You’re Investing

　　After the account is opened and you’ve placed your first trade, you’re rocking and rolling as an investor. Your investment balance might be small-time, but you should feel big-time confidence that your money can now grow to pay for your future needs.

　　Plus, it feels awesome to fight back against the ever-present grip of taxes and inflation.

　　When you act on these steps, your mind and spirit will thank you for liberating your time, money, and talent. Your pocketbook and bank account will thank you too.

　　So what’s it going to be folks? Commit to getting started (or restarted) with investing and let us know when it’s happening in the comments!

　　篇二：大學英語四級基礎：大綱詞匯(6)

　　alcohol

　　n.酒精，乙醇；含酒精的飲料

　　alert

　　a.警惕的，警覺的；機靈的

　　alike

　　a.相同的，相像的

　　alive

　　a.活著的，存在的；有活力的，活潑的

　　all

　　a.全部的，整個的 pron.全部，ad.完全，都

　　alliance

　　n.同盟，同盟國；結盟，聯姻

　　allocate

　　vt.分配，配給

　　allow

　　vt.允許，準許；承認；給予 vi.(for)考慮到

　　allowance

　　n.津貼；零用錢

　　ally

　　n.同盟者；伙伴；同類

　　almost

　　ad.幾乎，差不多

　　alone

　　a.單獨的，獨自的 ad.僅僅，只；單獨地

　　along

　　prep.沿著 ad.向前

　　alongside

　　prep.在…旁邊；和…在一起 ad.在旁邊

　　aloud

　　ad.大聲地；響亮地

　　alphabet

　　n.字母表

　　already

　　ad.早已，已經

　　also

　　ad.也，同樣；而且，還

　　alter

　　vt.改變

　　alternative

　　a.兩者擇一的 n.供選擇的東西；取舍?

　　although

　　conj.雖然，即使

　　altitude

　　n.高度，海潑

　　afternoon

　　n.下午，午后

　　afterward(s)

　　ad.以后，后來

　　again

　　ad.又，再；倍

　　against

　　prep.逆；緊靠著；與…對照，對比

　　age

　　n.年齡；時代；老年；長時間 v.(使)變老

　　agency

　　n.代理(權)，代辦；力量，(能動)作用；機構

　　agenda

　　n.(會議的)議程

　　agent

　　n.代理人；代理商；產生作用的人或事物

　　aggressive

　　a.愛尋釁的；侵略的；有進取心的

　　ago

　　a.&ad.以前，…前

　　agree

　　vi.贊同；適合，一致；商定

　　agreement

　　n.協議，約定；同意，達成協議

　　agriculture

　　n.農業

　　ahead

　　ad.&a.在前；向前；在先，預先

　　aid

　　n.幫助；助手；救護 vt.幫助；急救

　　aim

　　n.目的；瞄準 vi.(at)目的在于 vt.把…瞄準

　　air

　　n.大氣，空氣；態度，神態 vt.通風

　　aircraft

　　n.飛機，飛艇，航空器

　　airline

　　n.(飛機的)航線；航空公司

　　airplane

　　n.(美)飛機

　　airport

　　n.飛機場

　　alarm

　　n.驚恐；警報 vt.使…驚恐；向…報警

　　admission

　　n.允許進入；承認；入場費，入會費，入場券

　　admit

　　vt.承認；接納，招收

　　adopt

　　vt.采用，采取(態度等)；選定；收養

　　adult

　　a.成年人的；已成熟的 n.成年人

　　advance

　　vi.前進，進展 vt.促進，提高 n.發展，前進

　　advanced

　　a.先進的，高級的

　　advantage

　　n.優點，有利條件；利益，好處

　　adventure

　　n.冒險，冒險活動；奇遇

　　adverb

　　n.副詞

　　advertise

　　vt.做廣告

　　advertisement

　　n.廣告；做廣告，登廣告

　　advice

　　n.勸告，意見，建議

　　advisable

　　a.明智的，可取的

　　advise

　　vt.勸告，建議；警告，忠告

　　advocate

　　vt.提倡，鼓吹 n.提倡者，鼓吹者

　　aeroplane

　　n.(英)飛機

　　affair

　　n.事件，事務；業務；私通

　　affect

　　vt.影響，作用；感動；(疾病)侵襲

　　affection

　　n.慈愛，愛；感情；作用，影響

　　afford

　　vt.擔負得起，抽得出(時間等)；提供

　　afraid

　　a.害怕的，畏懼的；恐怕的，擔心的

　　after

　　prep.&conj.在…后 ad.后來

　　acquisition

　　n.獲得(物)

　　acre

　　n.英畝

　　across

　　prep.橫過；在…的對面 ad.橫過；在另一邊

　　act

　　vi.行動；起作用 vt.扮演 n.行為；法令

　　action

　　n.活動，行為；作用

　　active

　　a.有活力的，積極的，主動的

　　activity

　　n.活動，行動

　　actor

　　n.演員，男演員；行動者

　　actress

　　n.女演員

　　actual

　　a.實際的；現實的，真實的，目前的

　　acute

　　a.劇烈的；敏銳的；成銳角的；尖的，高音的

　　ad

　　n.=advertisement 廣告

　　adapt

　　vt.使適應，使適合；改寫，改編

　　add

　　v.加上，增加；合計；補充

　　addition

　　n.加，加法；附加物

　　additional

　　a.附加的，另外的

　　address

　　n.地址；講話 vt.向…講話，寫姓名地址

　　adequate

　　a.足夠的，充分的

　　adjective

　　n.形容詞 a.形容詞性的

　　adjust

　　vt.調整；校準 vi.調整；(to)適應于

　　administration

　　n.管理，經營；管理部門；執行；施政

　　admire

　　vt.羨慕，贊美，欽佩

　　accident

　　n.事故；意外；偶然之事

　　accidental

　　a.意外的，偶然(發生)的

　　accommodation

　　n.住處，膳宿

　　accompany

　　vt.陪伴，陪同；為…伴奏

　　accomplish

　　vt.完成，實現，成就

　　accord

　　v.給予；允準；使一致

　　accordance

　　n.一致，符合

　　accordingly

　　ad.相應地，照著辦，按照；于是，因此

　　account

　　n.帳目；報告；帳戶 vi.說明；報賬

　　accountant

　　n.會計，出納

　　accumulate

　　v.積累，積聚，堆積，積蓄

　　accuracy

　　n.準確，精確

　　accurate

　　a.準確的，精確的，正確無誤的

　　accuse

　　vt.譴責；指控

　　accustomed

　　a. 習慣了的

　　ache

　　n.疼 vi.疼痛，持續的隱隱作痛

　　achieve

　　vt.完成，達到(目的)

　　achievement

　　n.成績，成就；完成，達到

　　acid

　　a.酸的，酸性的 n.酸

　　acknowledge

　　vt.承認；對(某人所做的事)表示感謝

　　acquaintance

　　n.認識，了解，熟人；相識的人

　　acquire

　　vt.獲得，取得；學到(知識等)；養成(習慣)

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